Call reports 2016
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2016
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,676,814,000 | 5,825,677,000 | 6,603,069,000 | 6,726,530,000 |
| Total loans | 3,856,203,000 | 3,896,875,000 | 4,470,372,000 | 4,538,908,000 |
| Allowance for loan losses | 37,556,000 | 37,746,000 | 39,028,000 | 39,751,000 |
| Securities available for sale | 774,712,000 | 766,459,000 | 777,834,000 | 794,543,000 |
| Securities held to maturity | 166,961,000 | 166,398,000 | 164,880,000 | 164,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,106,275,000 | 4,130,530,000 | 4,854,925,000 | 4,843,804,000 |
| Interest-bearing deposits | 3,139,208,000 | 3,150,810,000 | 3,607,496,000 | 3,573,125,000 |
| Noninterest-bearing deposits | 967,067,000 | 979,720,000 | 1,247,429,000 | 1,270,679,000 |
| Equity capital | 675,079,000 | 692,198,000 | 769,371,000 | 767,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 50,047,000 | 101,550,000 | 156,884,000 | 216,577,000 |
| Interest expense | 3,721,000 | 7,807,000 | 12,928,000 | 18,255,000 |
| Net interest income | 46,326,000 | 93,743,000 | 143,956,000 | 198,322,000 |
| Noninterest income | 22,212,000 | 45,493,000 | 70,035,000 | 94,412,000 |
| Noninterest expense | 42,513,000 | 86,077,000 | 135,529,000 | 181,914,000 |
| Provision for loan losses | 780,000 | 2,034,000 | 7,862,000 | 12,986,000 |
| Pretax income | 25,245,000 | 51,975,000 | 72,490,000 | 100,203,000 |
| Income tax | 9,017,000 | 17,851,000 | 25,177,000 | 34,759,000 |
| Net income | 16,228,000 | 34,124,000 | 47,313,000 | 65,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 578,113,000 | 591,491,000 | 606,688,000 | 623,168,000 |
| Total capital | 616,271,000 | 629,944,000 | 646,505,000 | 663,893,000 |
| Risk-weighted assets | 4,753,641,000 | 4,826,239,000 | 5,443,753,000 | 5,567,202,000 |