Call reports 2015
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2015
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,941,733,000 | 5,071,239,000 | 5,061,683,000 | 5,576,439,000 |
| Total loans | 3,302,572,000 | 3,410,361,000 | 3,418,886,000 | 3,832,230,000 |
| Allowance for loan losses | 39,507,000 | 40,845,000 | 36,412,000 | 37,089,000 |
| Securities available for sale | 786,497,000 | 781,745,000 | 756,731,000 | 721,029,000 |
| Securities held to maturity | 122,887,000 | 120,697,000 | 138,060,000 | 165,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,577,615,000 | 3,570,536,000 | 3,672,942,000 | 4,044,244,000 |
| Interest-bearing deposits | 2,739,475,000 | 2,693,760,000 | 2,766,848,000 | 3,082,761,000 |
| Noninterest-bearing deposits | 838,140,000 | 876,776,000 | 906,094,000 | 961,483,000 |
| Equity capital | 567,003,000 | 573,035,000 | 593,777,000 | 666,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 42,851,000 | 85,903,000 | 130,760,000 | 182,572,000 |
| Interest expense | 3,324,000 | 6,546,000 | 9,502,000 | 12,428,000 |
| Net interest income | 39,527,000 | 79,357,000 | 121,258,000 | 170,144,000 |
| Noninterest income | 19,942,000 | 40,979,000 | 61,908,000 | 85,034,000 |
| Noninterest expense | 38,536,000 | 76,594,000 | 114,925,000 | 161,421,000 |
| Provision for loan losses | 786,000 | 4,558,000 | 6,012,000 | 7,790,000 |
| Pretax income | 20,598,000 | 40,112,000 | 63,232,000 | 85,983,000 |
| Income tax | 7,613,000 | 14,723,000 | 23,113,000 | 31,438,000 |
| Net income | 12,985,000 | 25,389,000 | 40,119,000 | 54,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 512,345,000 | 524,470,000 | 540,096,000 | 580,735,000 |
| Total capital | 551,852,000 | 565,898,000 | 577,052,000 | 618,454,000 |
| Risk-weighted assets | 4,069,547,000 | 4,167,271,000 | 4,182,774,000 | 4,716,657,000 |