Call reports 2014
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2014
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,541,673,000 | 4,607,128,000 | 4,776,596,000 | 4,849,015,000 |
| Total loans | 3,051,494,000 | 3,102,473,000 | 3,236,709,000 | 3,253,884,000 |
| Allowance for loan losses | 41,328,000 | 41,381,000 | 39,484,000 | 39,426,000 |
| Securities available for sale | 859,251,000 | 841,706,000 | 843,316,000 | 740,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 126,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,194,166,000 | 3,172,920,000 | 3,525,676,000 | 3,704,764,000 |
| Interest-bearing deposits | 2,527,908,000 | 2,462,985,000 | 2,710,346,000 | 2,898,888,000 |
| Noninterest-bearing deposits | 666,258,000 | 709,935,000 | 815,330,000 | 805,876,000 |
| Equity capital | 504,811,000 | 527,550,000 | 571,482,000 | 549,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 37,770,000 | 77,199,000 | 117,998,000 | 160,337,000 |
| Interest expense | 2,656,000 | 5,527,000 | 8,524,000 | 11,529,000 |
| Net interest income | 35,114,000 | 71,672,000 | 109,474,000 | 148,808,000 |
| Noninterest income | 17,119,000 | 35,666,000 | 54,972,000 | 74,053,000 |
| Noninterest expense | 33,797,000 | 68,915,000 | 107,732,000 | 145,820,000 |
| Provision for loan losses | 2,630,000 | 2,680,000 | 3,013,000 | 3,580,000 |
| Pretax income | 16,384,000 | 36,686,000 | 54,680,000 | 74,498,000 |
| Income tax | -1,037,000 | 6,040,000 | 12,262,000 | 18,933,000 |
| Net income | 17,421,000 | 30,646,000 | 42,418,000 | 55,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 480,955,000 | 494,459,000 | 519,600,000 | 491,229,000 |
| Total capital | 523,359,000 | 536,655,000 | 559,837,000 | 531,209,000 |
| Risk-weighted assets | 3,570,225,000 | 3,655,276,000 | 3,807,381,000 | 3,840,225,000 |