Call reports 2013
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2013
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,340,648,000 | 4,397,442,000 | 4,398,048,000 | 4,511,602,000 |
| Total loans | 2,799,665,000 | 2,850,258,000 | 2,884,031,000 | 3,015,039,000 |
| Allowance for loan losses | 42,948,000 | 41,494,000 | 41,431,000 | 41,244,000 |
| Securities available for sale | 823,218,000 | 807,331,000 | 805,624,000 | 817,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 12,590,000 | 12,590,000 | 12,488,000 | 0 |
| Total deposits | 3,250,759,000 | 3,106,374,000 | 3,140,862,000 | 3,207,935,000 |
| Interest-bearing deposits | 2,622,771,000 | 2,447,279,000 | 2,529,997,000 | 2,555,998,000 |
| Noninterest-bearing deposits | 627,988,000 | 659,095,000 | 610,865,000 | 651,937,000 |
| Equity capital | 472,732,000 | 453,895,000 | 462,684,000 | 478,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 35,351,000 | 70,980,000 | 107,829,000 | 145,411,000 |
| Interest expense | 3,348,000 | 6,443,000 | 9,224,000 | 11,912,000 |
| Net interest income | 32,003,000 | 64,537,000 | 98,605,000 | 133,499,000 |
| Noninterest income | 15,636,000 | 33,695,000 | 51,609,000 | 69,437,000 |
| Noninterest expense | 31,821,000 | 64,681,000 | 97,035,000 | 130,439,000 |
| Provision for loan losses | 2,231,000 | 3,911,000 | 5,880,000 | 7,172,000 |
| Pretax income | 15,231,000 | 32,190,000 | 50,155,000 | 68,841,000 |
| Income tax | 5,375,000 | 11,300,000 | 18,648,000 | 25,334,000 |
| Net income | 9,856,000 | 20,890,000 | 31,507,000 | 43,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 436,043,000 | 437,280,000 | 448,088,000 | 463,130,000 |
| Total capital | 477,156,000 | 479,219,000 | 490,548,000 | 505,354,000 |
| Risk-weighted assets | 3,285,912,000 | 3,354,348,000 | 3,406,115,000 | 3,519,149,000 |