Call reports 2012
WILMINGTON SAVINGS FUND SOCIETY, FSB — 2012
What WILMINGTON SAVINGS FUND SOCIETY, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,319,357,000 | 4,184,435,000 | 4,250,950,000 | 4,363,066,000 |
| Total loans | 2,787,834,000 | 2,723,494,000 | 2,722,664,000 | 2,780,596,000 |
| Allowance for loan losses | 55,798,000 | 46,429,000 | 45,598,000 | 43,922,000 |
| Securities available for sale | 887,365,000 | 802,908,000 | 904,005,000 | 900,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 12,465,000 | 12,465,000 | 12,590,000 | 12,590,000 |
| Total deposits | 3,203,731,000 | 3,177,567,000 | 3,223,502,000 | 3,338,171,000 |
| Interest-bearing deposits | 2,659,378,000 | 2,555,104,000 | 2,624,756,000 | 2,706,181,000 |
| Noninterest-bearing deposits | 544,353,000 | 622,463,000 | 598,746,000 | 631,990,000 |
| Equity capital | 442,228,000 | 448,078,000 | 465,095,000 | 467,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 39,065,000 | 76,696,000 | 113,069,000 | 149,630,000 |
| Interest expense | 6,457,000 | 11,896,000 | 17,112,000 | 21,708,000 |
| Net interest income | 32,608,000 | 64,800,000 | 95,957,000 | 127,922,000 |
| Noninterest income | 13,401,000 | 27,362,000 | 42,604,000 | 58,551,000 |
| Noninterest expense | 29,901,000 | 61,396,000 | 91,633,000 | 127,377,000 |
| Provision for loan losses | 8,245,000 | 24,628,000 | 28,379,000 | 32,053,000 |
| Pretax income | 9,899,000 | 21,484,000 | 36,221,000 | 48,343,000 |
| Income tax | 3,556,000 | 7,866,000 | 12,624,000 | 17,000,000 |
| Net income | 6,343,000 | 13,618,000 | 23,597,000 | 31,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 400,317,000 | 407,842,000 | 418,044,000 | 426,019,000 |
| Total capital | 441,162,000 | 447,963,000 | 458,238,000 | 466,924,000 |
| Risk-weighted assets | 3,251,798,000 | 3,202,494,000 | 3,209,218,000 | 3,267,999,000 |