Call reports 2014
DORAL BANK — 2014
What DORAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 7,823,487,000 | 7,864,020,000 | 6,401,740,000 | 5,898,515,000 |
| Total loans | 6,234,593,000 | 5,939,220,000 | 4,872,179,000 | 4,652,078,000 |
| Allowance for loan losses | 130,358,000 | 121,041,000 | 118,494,000 | 129,932,000 |
| Securities available for sale | 224,236,000 | 213,001,000 | 205,032,000 | 200,460,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 17,108,000 | 17,445,000 | 15,677,000 | 15,969,000 |
| Total deposits | 5,001,260,000 | 4,799,862,000 | 4,543,516,000 | 4,097,734,000 |
| Interest-bearing deposits | 4,633,222,000 | 4,465,438,000 | 4,219,803,000 | 3,781,835,000 |
| Noninterest-bearing deposits | 368,038,000 | 334,424,000 | 323,713,000 | 315,899,000 |
| Equity capital | 672,370,000 | 484,583,000 | 463,558,000 | 427,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 83,858,000 | 165,213,000 | 239,896,000 | 302,408,000 |
| Interest expense | 25,563,000 | 49,986,000 | 72,821,000 | 92,662,000 |
| Net interest income | 58,295,000 | 115,227,000 | 167,075,000 | 209,746,000 |
| Noninterest income | 16,855,000 | 9,962,000 | 1,889,000 | 11,137,000 |
| Noninterest expense | 71,084,000 | 159,929,000 | 246,686,000 | 320,407,000 |
| Provision for loan losses | 30,612,000 | 179,868,000 | 196,715,000 | 222,985,000 |
| Pretax income | -26,546,000 | -214,608,000 | -274,437,000 | -322,509,000 |
| Income tax | 2,207,000 | 3,938,000 | 4,209,000 | 13,760,000 |
| Net income | -28,753,000 | -218,546,000 | -278,646,000 | -336,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 366,572,000 | 176,823,000 | 155,086,000 | 131,233,000 |
| Total capital | 441,920,000 | 251,143,000 | 218,081,000 | 192,457,000 |
| Risk-weighted assets | 5,972,737,000 | 5,898,836,000 | 4,984,083,000 | 4,829,195,000 |