Call reports 2013
DORAL BANK — 2013
What DORAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 7,723,436,000 | 7,908,018,000 | 7,959,150,000 | 7,970,729,000 |
| Total loans | 6,237,393,000 | 6,338,221,000 | 6,385,949,000 | 6,381,656,000 |
| Allowance for loan losses | 114,690,000 | 102,827,000 | 104,919,000 | 116,729,000 |
| Securities available for sale | 232,029,000 | 210,565,000 | 211,695,000 | 203,665,000 |
| Securities held to maturity | 0 | 0 | 100,000 | 100,000 |
| Trading assets | 615,000 | 2,116,000 | 551,000 | 15,889,000 |
| Total deposits | 4,824,952,000 | 5,008,784,000 | 5,020,614,000 | 5,022,196,000 |
| Interest-bearing deposits | 4,442,708,000 | 4,606,843,000 | 4,636,609,000 | 4,634,859,000 |
| Noninterest-bearing deposits | 382,244,000 | 401,941,000 | 384,005,000 | 387,337,000 |
| Equity capital | 668,020,000 | 678,457,000 | 667,556,000 | 699,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 87,963,000 | 166,691,000 | 252,413,000 | 335,825,000 |
| Interest expense | 28,514,000 | 57,078,000 | 85,727,000 | 113,151,000 |
| Net interest income | 59,449,000 | 109,613,000 | 166,686,000 | 222,674,000 |
| Noninterest income | 19,710,000 | 34,016,000 | 48,734,000 | 54,767,000 |
| Noninterest expense | 70,472,000 | 142,578,000 | 208,214,000 | 291,569,000 |
| Provision for loan losses | 16,440,000 | 19,648,000 | 36,036,000 | 62,210,000 |
| Pretax income | -7,753,000 | -18,268,000 | -28,501,000 | -76,009,000 |
| Income tax | 3,141,000 | 3,384,000 | 4,792,000 | 4,875,000 |
| Net income | -10,894,000 | -21,652,000 | -33,293,000 | -80,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 645,416,000 | 659,225,000 | 647,034,000 | 679,273,000 |
| Total capital | 715,859,000 | 731,636,000 | 721,388,000 | 756,106,000 |
| Risk-weighted assets | 5,591,192,000 | 5,762,471,000 | 5,917,690,000 | 6,106,679,000 |