Call reports 2011
DORAL BANK — 2011
What DORAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 7,500,276,000 | 7,082,785,000 | 7,072,079,000 | 7,241,449,000 |
| Total loans | 5,285,836,000 | 5,458,564,000 | 5,589,035,000 | 5,814,860,000 |
| Allowance for loan losses | 110,504,000 | 81,649,000 | 107,427,000 | 92,603,000 |
| Securities available for sale | 1,356,529,000 | 649,718,000 | 648,941,000 | 425,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 942,000 | 839,000 | 722,000 | 926,000 |
| Total deposits | 4,337,067,000 | 4,178,045,000 | 4,197,391,000 | 4,440,693,000 |
| Interest-bearing deposits | 4,051,735,000 | 3,864,702,000 | 3,894,403,000 | 4,106,027,000 |
| Noninterest-bearing deposits | 285,332,000 | 313,343,000 | 302,988,000 | 334,666,000 |
| Equity capital | 654,897,000 | 662,305,000 | 629,552,000 | 648,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 84,413,000 | 165,969,000 | 246,524,000 | 334,627,000 |
| Interest expense | 43,593,000 | 82,104,000 | 117,042,000 | 152,983,000 |
| Net interest income | 40,820,000 | 83,865,000 | 129,482,000 | 181,644,000 |
| Noninterest income | 22,173,000 | 41,710,000 | 57,362,000 | 73,654,000 |
| Noninterest expense | 53,762,000 | 111,166,000 | 168,840,000 | 231,133,000 |
| Provision for loan losses | 2,631,000 | 12,080,000 | 50,401,000 | 57,380,000 |
| Pretax income | 9,453,000 | 19,848,000 | -5,933,000 | -5,748,000 |
| Income tax | 2,831,000 | 6,091,000 | 9,254,000 | 6,182,000 |
| Net income | 6,622,000 | 13,757,000 | -15,187,000 | -11,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,822,000 | 636,875,000 | 608,929,000 | 626,563,000 |
| Total capital | 684,584,000 | 692,475,000 | 666,650,000 | 687,421,000 |
| Risk-weighted assets | 4,325,258,000 | 4,421,912,000 | 4,567,973,000 | 4,836,847,000 |