Call reports 2010
DORAL BANK — 2010
What DORAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 8,784,169,000 | 8,498,770,000 | 8,131,140,000 | 7,662,627,000 |
| Total loans | 5,257,634,000 | 5,346,240,000 | 5,404,720,000 | 5,341,856,000 |
| Allowance for loan losses | 137,472,000 | 122,433,000 | 107,484,000 | 113,268,000 |
| Securities available for sale | 2,088,566,000 | 2,369,065,000 | 1,502,902,000 | 1,487,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,016,000 | 3,849,000 | 746,000 | 779,000 |
| Total deposits | 4,552,852,000 | 4,890,210,000 | 4,654,014,000 | 4,465,896,000 |
| Interest-bearing deposits | 4,287,354,000 | 4,547,171,000 | 4,380,658,000 | 4,192,365,000 |
| Noninterest-bearing deposits | 265,498,000 | 343,039,000 | 273,356,000 | 273,531,000 |
| Equity capital | 598,267,000 | 725,114,000 | 699,893,000 | 651,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 97,301,000 | 187,709,000 | 276,473,000 | 358,443,000 |
| Interest expense | 58,329,000 | 112,159,000 | 164,542,000 | 211,749,000 |
| Net interest income | 38,972,000 | 75,550,000 | 111,931,000 | 146,694,000 |
| Noninterest income | 17,290,000 | 16,155,000 | 33,595,000 | 54,829,000 |
| Noninterest expense | 53,947,000 | 121,439,000 | 186,927,000 | 251,572,000 |
| Provision for loan losses | 11,799,000 | 52,227,000 | 71,129,000 | 93,089,000 |
| Pretax income | 3,674,000 | -206,008,000 | -219,499,000 | -250,107,000 |
| Income tax | 1,209,000 | 4,812,000 | 7,560,000 | 10,637,000 |
| Net income | 2,465,000 | -210,820,000 | -227,059,000 | -260,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 689,867,000 | 670,022,000 | 656,179,000 | 622,772,000 |
| Total capital | 752,126,000 | 726,101,000 | 711,703,000 | 677,966,000 |
| Risk-weighted assets | 4,905,483,000 | 4,419,978,000 | 4,389,957,000 | 4,357,451,000 |