Call reports 2009
DORAL BANK — 2009
What DORAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 9,005,399,000 | 8,668,814,000 | 8,959,060,000 | 9,288,322,000 |
| Total loans | 4,970,851,000 | 5,018,695,000 | 5,043,302,000 | 5,246,926,000 |
| Allowance for loan losses | 139,378,000 | 137,478,000 | 134,180,000 | 131,660,000 |
| Securities available for sale | 3,250,694,000 | 2,959,546,000 | 3,274,650,000 | 2,735,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 177,230,000 | 1,275,000 | 1,090,000 | 2,003,000 |
| Total deposits | 3,991,987,000 | 4,010,686,000 | 4,180,417,000 | 4,612,303,000 |
| Interest-bearing deposits | 3,726,370,000 | 3,751,631,000 | 3,922,159,000 | 4,214,329,000 |
| Noninterest-bearing deposits | 265,617,000 | 259,055,000 | 258,258,000 | 397,974,000 |
| Equity capital | 464,713,000 | 464,929,000 | 497,497,000 | 603,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 102,087,000 | 203,219,000 | 305,098,000 | 413,933,000 |
| Interest expense | 71,218,000 | 135,009,000 | 198,042,000 | 265,013,000 |
| Net interest income | 30,869,000 | 68,210,000 | 107,056,000 | 148,920,000 |
| Noninterest income | -128,000 | 17,851,000 | 41,153,000 | 55,179,000 |
| Noninterest expense | 49,374,000 | 94,676,000 | 144,625,000 | 194,989,000 |
| Provision for loan losses | 31,219,000 | 36,010,000 | 42,121,000 | 53,325,000 |
| Pretax income | -49,865,000 | -45,508,000 | -45,707,000 | -36,639,000 |
| Income tax | 296,000 | -536,000 | 2,820,000 | -467,000 |
| Net income | -50,161,000 | -44,972,000 | -48,527,000 | -36,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 574,383,000 | 580,893,000 | 578,900,000 | 687,075,000 |
| Total capital | 632,680,000 | 640,398,000 | 638,667,000 | 749,192,000 |
| Risk-weighted assets | 4,582,707,000 | 4,682,396,000 | 4,706,933,000 | 4,899,817,000 |