Call reports 2007
DORAL BANK — 2007
What DORAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,819,641,000 | 8,097,962,000 | 7,749,696,000 | 7,646,254,000 |
| Total loans | 3,807,020,000 | 3,807,435,000 | 4,027,264,000 | 4,585,593,000 |
| Allowance for loan losses | 66,385,000 | 74,672,000 | 76,810,000 | 112,895,000 |
| Securities available for sale | 1,900,309,000 | 1,809,317,000 | 262,323,000 | 1,869,079,000 |
| Securities held to maturity | 1,704,468,000 | 1,651,703,000 | 1,642,716,000 | 0 |
| Trading assets | 7,789,000 | 5,464,000 | 375,000 | 154,171,000 |
| Total deposits | 3,912,018,000 | 3,528,512,000 | 4,138,238,000 | 4,289,715,000 |
| Interest-bearing deposits | 3,630,818,000 | 250,044,000 | 3,906,203,000 | 4,052,446,000 |
| Noninterest-bearing deposits | 281,200,000 | 3,278,469,000 | 232,035,000 | 237,269,000 |
| Equity capital | 630,524,000 | 602,655,000 | 619,577,000 | 544,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 122,471,000 | 243,082,000 | 359,314,000 | 469,210,000 |
| Interest expense | 85,486,000 | 169,998,000 | 245,672,000 | 322,474,000 |
| Net interest income | 36,985,000 | 73,084,000 | 113,642,000 | 146,736,000 |
| Noninterest income | 2,801,000 | 16,023,000 | 19,324,000 | 19,273,000 |
| Noninterest expense | 28,566,000 | 58,562,000 | 111,742,000 | 181,348,000 |
| Provision for loan losses | 5,861,000 | 18,491,000 | 23,544,000 | 69,881,000 |
| Pretax income | 5,359,000 | 12,070,000 | -112,029,000 | -174,824,000 |
| Income tax | -2,609,000 | -5,108,000 | 20,652,000 | 22,028,000 |
| Net income | 7,968,000 | 17,178,000 | -132,681,000 | -196,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 697,966,000 | 700,128,000 | 559,933,000 | 462,258,000 |
| Total capital | 740,740,000 | 741,275,000 | 605,572,000 | 513,137,000 |
| Risk-weighted assets | 3,398,932,000 | 3,257,838,000 | 3,731,924,000 | 4,008,342,000 |