Call reports 2006
DORAL BANK — 2006
What DORAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,812,508,000 | 10,601,150,000 | 10,659,554,000 | 9,220,610,000 |
| Total loans | 3,680,283,000 | 3,815,977,000 | 3,897,332,000 | 3,880,311,000 |
| Allowance for loan losses | 24,538,000 | 39,170,000 | 48,137,000 | 62,320,000 |
| Securities available for sale | 4,089,520,000 | 3,856,928,000 | 3,811,940,000 | 2,277,579,000 |
| Securities held to maturity | 1,821,444,000 | 1,814,382,000 | 1,815,451,000 | 1,809,193,000 |
| Trading assets | 37,577,000 | 38,230,000 | 29,982,000 | 14,198,000 |
| Total deposits | 3,890,792,000 | 3,892,706,000 | 4,104,049,000 | 4,006,130,000 |
| Interest-bearing deposits | 3,518,517,000 | 3,543,955,000 | 3,793,844,000 | 3,704,004,000 |
| Noninterest-bearing deposits | 372,275,000 | 348,751,000 | 310,205,000 | 302,126,000 |
| Equity capital | 534,623,000 | 492,197,000 | 597,196,000 | 613,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 141,430,000 | 288,133,000 | 435,787,000 | 578,832,000 |
| Interest expense | 95,013,000 | 196,342,000 | 300,232,000 | 403,805,000 |
| Net interest income | 46,417,000 | 91,791,000 | 135,555,000 | 175,027,000 |
| Noninterest income | 10,583,000 | 19,383,000 | 12,689,000 | 23,137,000 |
| Noninterest expense | 27,677,000 | 53,971,000 | 79,043,000 | 110,971,000 |
| Provision for loan losses | 2,603,000 | 9,600,000 | 19,785,000 | 37,858,000 |
| Pretax income | 26,783,000 | 47,667,000 | 49,457,000 | 13,649,000 |
| Income tax | 1,119,000 | 5,880,000 | 1,288,000 | -5,843,000 |
| Net income | 25,664,000 | 41,787,000 | 48,169,000 | 19,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 718,991,000 | 739,919,000 | 746,564,000 | 692,954,000 |
| Total capital | 743,529,000 | 779,089,000 | 794,701,000 | 736,822,000 |
| Risk-weighted assets | 3,847,501,000 | 3,870,867,000 | 3,940,640,000 | 3,490,987,000 |