Call reports 2002
DORAL BANK — 2002
What DORAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 4,064,506,000 | 4,428,330,000 | 4,276,942,000 | 5,049,804,000 |
| Total loans | 2,191,149,000 | 2,304,975,000 | 2,525,942,000 | 2,647,732,000 |
| Allowance for loan losses | 6,481,000 | 6,648,000 | 8,174,000 | 10,303,000 |
| Securities available for sale | 549,728,000 | 480,217,000 | 154,491,000 | 480,799,000 |
| Securities held to maturity | 635,636,000 | 628,916,000 | 405,350,000 | 829,693,000 |
| Trading assets | 0 | 0 | 100,949,000 | 177,360,000 |
| Total deposits | 1,742,178,000 | 1,899,194,000 | 1,875,951,000 | 1,980,558,000 |
| Interest-bearing deposits | 1,532,461,000 | 1,664,688,000 | 1,614,845,000 | 1,688,485,000 |
| Noninterest-bearing deposits | 209,717,000 | 234,506,000 | 261,106,000 | 292,073,000 |
| Equity capital | 234,128,000 | 264,890,000 | 301,714,000 | 321,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 59,158,000 | 121,337,000 | 180,436,000 | 241,456,000 |
| Interest expense | 36,550,000 | 76,451,000 | 115,444,000 | 156,194,000 |
| Net interest income | 22,608,000 | 44,886,000 | 64,992,000 | 85,262,000 |
| Noninterest income | 5,539,000 | 9,896,000 | 34,434,000 | 62,963,000 |
| Noninterest expense | 10,696,000 | 21,552,000 | 38,423,000 | 53,793,000 |
| Provision for loan losses | 452,000 | 1,089,000 | 3,114,000 | 5,726,000 |
| Pretax income | 18,331,000 | 35,825,000 | 70,502,000 | 98,433,000 |
| Income tax | 2,218,000 | 4,238,000 | 4,199,000 | 9,602,000 |
| Net income | 16,113,000 | 31,587,000 | 66,303,000 | 88,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,815,000 | 267,345,000 | 302,111,000 | 324,902,000 |
| Total capital | 258,296,000 | 273,993,000 | 310,295,000 | 335,205,000 |
| Risk-weighted assets | 2,048,357,000 | 2,346,293,000 | 2,122,376,000 | 2,458,244,000 |