Call reports 2001
DORAL BANK — 2001
What DORAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,783,438,000 | 2,936,457,000 | 3,367,582,000 | 3,486,481,000 |
| Total loans | 1,404,508,000 | 1,645,301,000 | 1,805,209,000 | 2,059,918,000 |
| Allowance for loan losses | 5,762,000 | 5,795,000 | 5,806,000 | 6,128,000 |
| Securities available for sale | 63,912,000 | 211,440,000 | 347,054,000 | 368,986,000 |
| Securities held to maturity | 701,058,000 | 585,655,000 | 605,264,000 | 645,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,291,639,000 | 1,383,272,000 | 1,452,135,000 | 1,528,086,000 |
| Interest-bearing deposits | 1,113,379,000 | 1,183,788,000 | 1,263,075,000 | 1,287,798,000 |
| Noninterest-bearing deposits | 178,260,000 | 199,484,000 | 189,060,000 | 240,288,000 |
| Equity capital | 169,557,000 | 173,105,000 | 218,654,000 | 229,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 47,077,000 | 93,286,000 | 148,884,000 | 201,086,000 |
| Interest expense | 35,131,000 | 69,952,000 | 107,360,000 | 143,112,000 |
| Net interest income | 11,946,000 | 23,334,000 | 41,524,000 | 57,974,000 |
| Noninterest income | 7,254,000 | 12,133,000 | 17,560,000 | 27,155,000 |
| Noninterest expense | 8,985,000 | 18,437,000 | 29,617,000 | 39,880,000 |
| Provision for loan losses | 833,000 | 1,058,000 | 1,353,000 | 1,856,000 |
| Pretax income | 11,335,000 | 18,143,000 | 31,187,000 | 51,646,000 |
| Income tax | 1,630,000 | 2,463,000 | 2,486,000 | 3,104,000 |
| Net income | 9,705,000 | 15,680,000 | 28,701,000 | 48,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,999,000 | 178,006,000 | 215,748,000 | 235,654,000 |
| Total capital | 177,761,000 | 183,801,000 | 221,554,000 | 241,782,000 |
| Risk-weighted assets | 1,301,658,000 | 1,455,679,000 | 1,657,051,000 | 1,860,851,000 |