Call reports 2013
FIRST SECURITY TRUST BANK, INC — 2013
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,633,000 | 88,790,000 | 85,979,000 | 83,364,000 |
| Total loans | 64,705,000 | 63,783,000 | 62,043,000 | 64,981,000 |
| Allowance for loan losses | 1,402,000 | 1,345,000 | 1,359,000 | 1,366,000 |
| Securities available for sale | 8,261,000 | 9,428,000 | 8,721,000 | 8,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,246,000 | 79,362,000 | 73,045,000 | 71,374,000 |
| Interest-bearing deposits | 67,979,000 | 67,700,000 | 61,872,000 | 60,528,000 |
| Noninterest-bearing deposits | 14,267,000 | 11,662,000 | 11,173,000 | 10,846,000 |
| Equity capital | 8,792,000 | 8,317,000 | 8,179,000 | 7,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,598,000 | 2,361,000 | 3,146,000 |
| Interest expense | 75,000 | 142,000 | 198,000 | 250,000 |
| Net interest income | 744,000 | 1,456,000 | 2,163,000 | 2,896,000 |
| Noninterest income | 367,000 | 575,000 | 762,000 | 794,000 |
| Noninterest expense | 1,168,000 | 2,240,000 | 3,266,000 | 4,169,000 |
| Provision for loan losses | 160,000 | 220,000 | 270,000 | 280,000 |
| Pretax income | -217,000 | -429,000 | -611,000 | -759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -217,000 | -429,000 | -611,000 | -759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,760,000 | 8,547,000 | 8,365,000 | 8,220,000 |
| Total capital | 9,627,000 | 9,395,000 | 9,190,000 | 9,041,000 |
| Risk-weighted assets | 68,830,000 | 67,383,000 | 65,444,000 | 65,156,000 |