Call reports 2011
FIRST SECURITY TRUST BANK, INC — 2011
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,906,000 | 121,762,000 | 122,007,000 | 116,393,000 |
| Total loans | 91,341,000 | 93,440,000 | 93,339,000 | 89,786,000 |
| Allowance for loan losses | 1,180,000 | 1,220,000 | 2,198,000 | 2,088,000 |
| Securities available for sale | 25,218,000 | 13,490,000 | 16,179,000 | 17,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,689,000 | 102,716,000 | 103,634,000 | 98,496,000 |
| Interest-bearing deposits | 95,531,000 | 92,977,000 | 92,640,000 | 85,968,000 |
| Noninterest-bearing deposits | 12,158,000 | 9,739,000 | 10,994,000 | 12,528,000 |
| Equity capital | 11,190,000 | 11,869,000 | 10,557,000 | 10,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,859,000 | 4,252,000 | 5,407,000 |
| Interest expense | 298,000 | 573,000 | 828,000 | 1,031,000 |
| Net interest income | 1,138,000 | 2,286,000 | 3,424,000 | 4,376,000 |
| Noninterest income | 79,000 | 171,000 | 248,000 | 289,000 |
| Noninterest expense | 1,067,000 | 2,101,000 | 3,569,000 | 4,504,000 |
| Provision for loan losses | 75,000 | 150,000 | 1,185,000 | 1,435,000 |
| Pretax income | -93,000 | 31,000 | -1,175,000 | -1,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -93,000 | 31,000 | -1,175,000 | -1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,853,000 | 11,977,000 | 10,472,000 | 10,279,000 |
| Total capital | 13,032,000 | 13,197,000 | 11,649,000 | 11,416,000 |
| Risk-weighted assets | 94,435,000 | 97,084,000 | 93,182,000 | 90,043,000 |