Call reports 2010
FIRST SECURITY TRUST BANK, INC — 2010
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,705,000 | 126,654,000 | 132,197,000 | 133,695,000 |
| Total loans | 94,863,000 | 94,519,000 | 95,973,000 | 92,783,000 |
| Allowance for loan losses | 996,000 | 1,007,000 | 1,257,000 | 1,120,000 |
| Securities available for sale | 14,474,000 | 13,433,000 | 24,159,000 | 32,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,323,000 | 105,941,000 | 111,362,000 | 110,995,000 |
| Interest-bearing deposits | 98,377,000 | 95,835,000 | 99,060,000 | 98,504,000 |
| Noninterest-bearing deposits | 10,946,000 | 10,106,000 | 12,302,000 | 12,491,000 |
| Equity capital | 12,004,000 | 12,462,000 | 12,288,000 | 11,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,004,000 | 4,484,000 | 5,967,000 |
| Interest expense | 491,000 | 978,000 | 1,438,000 | 1,813,000 |
| Net interest income | 1,037,000 | 2,026,000 | 3,046,000 | 4,154,000 |
| Noninterest income | 144,000 | 341,000 | 648,000 | 775,000 |
| Noninterest expense | 1,026,000 | 2,063,000 | 3,141,000 | 4,271,000 |
| Provision for loan losses | 75,000 | 150,000 | 560,000 | 680,000 |
| Pretax income | 80,000 | 241,000 | 368,000 | 367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 241,000 | 368,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,958,000 | 12,120,000 | 11,946,000 | 11,946,000 |
| Total capital | 12,954,000 | 13,127,000 | 13,197,000 | 13,066,000 |
| Risk-weighted assets | 100,757,000 | 99,297,000 | 99,954,000 | 96,336,000 |