Call reports 2009
FIRST SECURITY TRUST BANK, INC — 2009
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 115,290,000 | 115,683,000 | 118,454,000 | 125,447,000 |
| Total loans | 100,493,000 | 98,665,000 | 96,026,000 | 96,971,000 |
| Allowance for loan losses | 1,054,000 | 991,000 | 1,022,000 | 1,029,000 |
| Securities available for sale | 2,823,000 | 8,111,000 | 12,627,000 | 16,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,969,000 | 93,669,000 | 96,966,000 | 104,689,000 |
| Interest-bearing deposits | 89,718,000 | 85,753,000 | 87,354,000 | 96,170,000 |
| Noninterest-bearing deposits | 8,251,000 | 7,916,000 | 9,612,000 | 8,519,000 |
| Equity capital | 9,729,000 | 11,638,000 | 11,916,000 | 11,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,199,000 | 4,813,000 | 6,372,000 |
| Interest expense | 681,000 | 1,305,000 | 1,797,000 | 2,266,000 |
| Net interest income | 915,000 | 1,894,000 | 3,016,000 | 4,106,000 |
| Noninterest income | 182,000 | 402,000 | 503,000 | 650,000 |
| Noninterest expense | 1,048,000 | 2,117,000 | 3,242,000 | 4,321,000 |
| Provision for loan losses | 45,000 | 115,000 | 175,000 | 235,000 |
| Pretax income | 4,000 | 78,000 | 123,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 78,000 | 123,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,661,000 | 11,735,000 | 11,781,000 | 11,879,000 |
| Total capital | 10,716,000 | 12,726,000 | 12,803,000 | 12,908,000 |
| Risk-weighted assets | 103,189,000 | 100,717,000 | 98,422,000 | 100,935,000 |