Call reports 2008
FIRST SECURITY TRUST BANK, INC — 2008
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 110,876,000 | 109,382,000 | 114,189,000 | 117,343,000 |
| Total loans | 89,314,000 | 87,355,000 | 99,127,000 | 103,817,000 |
| Allowance for loan losses | 904,000 | 901,000 | 983,000 | 1,018,000 |
| Securities available for sale | 3,988,000 | 7,228,000 | 3,571,000 | 3,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,839,000 | 87,715,000 | 97,259,000 | 99,777,000 |
| Interest-bearing deposits | 86,477,000 | 79,993,000 | 89,825,000 | 90,992,000 |
| Noninterest-bearing deposits | 6,362,000 | 7,722,000 | 7,434,000 | 8,785,000 |
| Equity capital | 8,951,000 | 9,197,000 | 9,605,000 | 9,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,347,000 | 5,004,000 | 6,657,000 |
| Interest expense | 933,000 | 1,774,000 | 2,555,000 | 3,322,000 |
| Net interest income | 764,000 | 1,573,000 | 2,449,000 | 3,335,000 |
| Noninterest income | 157,000 | 336,000 | 364,000 | 116,000 |
| Noninterest expense | 924,000 | 1,889,000 | 2,843,000 | 3,905,000 |
| Provision for loan losses | 20,000 | 25,000 | 115,000 | 437,000 |
| Pretax income | -23,000 | 26,000 | -76,000 | -822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | 26,000 | -76,000 | -822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,906,000 | 9,205,000 | 9,603,000 | 9,657,000 |
| Total capital | 9,810,000 | 10,106,000 | 10,586,000 | 10,675,000 |
| Risk-weighted assets | 95,092,000 | 91,496,000 | 103,933,000 | 106,388,000 |