Call reports 2007
FIRST SECURITY TRUST BANK, INC — 2007
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 96,787,000 | 97,252,000 | 99,938,000 | 103,485,000 |
| Total loans | 79,134,000 | 78,191,000 | 82,803,000 | 89,049,000 |
| Allowance for loan losses | 834,000 | 539,000 | 505,000 | 885,000 |
| Securities available for sale | 7,975,000 | 7,818,000 | 6,666,000 | 4,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,868,000 | 77,871,000 | 80,562,000 | 81,545,000 |
| Interest-bearing deposits | 68,391,000 | 71,506,000 | 74,038,000 | 75,211,000 |
| Noninterest-bearing deposits | 6,477,000 | 6,365,000 | 6,524,000 | 6,334,000 |
| Equity capital | 9,189,000 | 9,218,000 | 9,293,000 | 8,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,300,000 | 5,076,000 | 6,877,000 |
| Interest expense | 886,000 | 1,808,000 | 2,767,000 | 3,723,000 |
| Net interest income | 738,000 | 1,492,000 | 2,309,000 | 3,154,000 |
| Noninterest income | 131,000 | 275,000 | 427,000 | -149,000 |
| Noninterest expense | 827,000 | 1,660,000 | 2,573,000 | 3,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 380,000 |
| Pretax income | 42,000 | 107,000 | 163,000 | -822,000 |
| Income tax | 12,000 | 33,000 | 49,000 | -288,000 |
| Net income | 30,000 | 74,000 | 114,000 | -534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,244,000 | 9,288,000 | 9,328,000 | 8,680,000 |
| Total capital | 10,078,000 | 9,827,000 | 9,833,000 | 9,565,000 |
| Risk-weighted assets | 87,453,000 | 87,631,000 | 92,005,000 | 92,167,000 |