Call reports 2006
FIRST SECURITY TRUST BANK, INC — 2006
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,067,000 | 93,318,000 | 93,342,000 | 97,796,000 |
| Total loans | 77,033,000 | 76,109,000 | 79,421,000 | 78,326,000 |
| Allowance for loan losses | 484,000 | 498,000 | 550,000 | 845,000 |
| Securities available for sale | 7,424,000 | 7,112,000 | 6,963,000 | 6,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,052,000 | 70,351,000 | 70,451,000 | 76,214,000 |
| Interest-bearing deposits | 64,654,000 | 61,404,000 | 63,329,000 | 69,034,000 |
| Noninterest-bearing deposits | 6,398,000 | 8,947,000 | 7,122,000 | 7,180,000 |
| Equity capital | 8,998,000 | 9,095,000 | 9,212,000 | 9,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 3,117,000 | 4,689,000 | 6,353,000 |
| Interest expense | 680,000 | 1,447,000 | 2,248,000 | 3,119,000 |
| Net interest income | 820,000 | 1,670,000 | 2,441,000 | 3,234,000 |
| Noninterest income | 135,000 | 311,000 | 446,000 | 606,000 |
| Noninterest expense | 733,000 | 1,541,000 | 2,308,000 | 3,076,000 |
| Provision for loan losses | 0 | 15,000 | 75,000 | 370,000 |
| Pretax income | 222,000 | 425,000 | 504,000 | 394,000 |
| Income tax | 77,000 | 146,000 | 173,000 | 136,000 |
| Net income | 145,000 | 279,000 | 331,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,102,000 | 9,235,000 | 9,287,000 | 9,214,000 |
| Total capital | 9,586,000 | 9,733,000 | 9,837,000 | 10,059,000 |
| Risk-weighted assets | 83,618,000 | 83,303,000 | 85,452,000 | 86,295,000 |