Call reports 2004
FIRST SECURITY TRUST BANK, INC — 2004
What FIRST SECURITY TRUST BANK, INC reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 68,904,000 | 73,925,000 | 75,410,000 |
| Total loans | 45,115,000 | 50,797,000 | 56,185,000 |
| Allowance for loan losses | 379,000 | 427,000 | 473,000 |
| Securities available for sale | 16,635,000 | 15,655,000 | 12,979,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 49,895,000 | 53,170,000 | 54,201,000 |
| Interest-bearing deposits | 43,873,000 | 47,377,000 | 48,157,000 |
| Noninterest-bearing deposits | 6,022,000 | 5,793,000 | 6,044,000 |
| Equity capital | 8,235,000 | 8,403,000 | 8,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 1,706,000 | 2,654,000 | 3,690,000 |
| Interest expense | 483,000 | 764,000 | 1,094,000 |
| Net interest income | 1,223,000 | 1,890,000 | 2,596,000 |
| Noninterest income | 222,000 | 335,000 | 460,000 |
| Noninterest expense | 1,208,000 | 1,871,000 | 2,473,000 |
| Provision for loan losses | 21,000 | 69,000 | 115,000 |
| Pretax income | 216,000 | 285,000 | 468,000 |
| Income tax | 75,000 | 99,000 | 162,000 |
| Net income | 141,000 | 186,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 8,250,000 | 8,294,000 | 8,414,000 |
| Total capital | 8,629,000 | 8,721,000 | 8,887,000 |
| Risk-weighted assets | 50,137,000 | 55,519,000 | 59,400,000 |