Call reports 2025
COMMUNITY BANKING COMPANY — 2025
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 279,928,000 | 282,527,000 | 282,127,000 | 301,984,000 |
| Total loans | 154,997,000 | 154,659,000 | 160,110,000 | 162,571,000 |
| Allowance for loan losses | 3,669,000 | 3,693,000 | 3,640,000 | 3,642,000 |
| Securities available for sale | 4,399,000 | 4,283,000 | 4,166,000 | 3,974,000 |
| Securities held to maturity | 25,598,000 | 29,926,000 | 29,710,000 | 36,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,678,000 | 247,654,000 | 246,551,000 | 267,388,000 |
| Interest-bearing deposits | 196,481,000 | 202,265,000 | 198,524,000 | 217,119,000 |
| Noninterest-bearing deposits | 49,197,000 | 45,389,000 | 48,027,000 | 50,269,000 |
| Equity capital | 31,739,000 | 32,815,000 | 34,040,000 | 33,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,657,000 | 7,414,000 | 11,356,000 | 15,321,000 |
| Interest expense | 1,112,000 | 2,187,000 | 3,271,000 | 4,344,000 |
| Net interest income | 2,545,000 | 5,227,000 | 8,085,000 | 10,977,000 |
| Noninterest income | 434,000 | 908,000 | 1,500,000 | 1,957,000 |
| Noninterest expense | 1,643,000 | 3,370,000 | 5,154,000 | 7,180,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,306,000 | 2,705,000 | 4,341,000 | 5,634,000 |
| Income tax | 265,000 | 605,000 | 1,014,000 | 1,250,000 |
| Net income | 1,041,000 | 2,100,000 | 3,327,000 | 4,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,191,000 | 31,240,000 | 32,463,000 | 31,724,000 |