Call reports 2024
COMMUNITY BANKING COMPANY — 2024
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 270,394,000 | 261,805,000 | 265,329,000 | 279,143,000 |
| Total loans | 145,278,000 | 145,613,000 | 146,723,000 | 150,758,000 |
| Allowance for loan losses | 3,800,000 | 3,800,000 | 3,810,000 | 3,665,000 |
| Securities available for sale | 4,788,000 | 8,608,000 | 4,668,000 | 4,425,000 |
| Securities held to maturity | 22,460,000 | 22,973,000 | 25,488,000 | 30,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,835,000 | 229,683,000 | 231,501,000 | 246,600,000 |
| Interest-bearing deposits | 192,469,000 | 185,197,000 | 188,099,000 | 201,294,000 |
| Noninterest-bearing deposits | 46,366,000 | 44,486,000 | 43,402,000 | 45,306,000 |
| Equity capital | 29,513,000 | 30,525,000 | 31,722,000 | 31,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,550,000 | 7,082,000 | 10,707,000 | 14,376,000 |
| Interest expense | 982,000 | 2,045,000 | 3,186,000 | 4,364,000 |
| Net interest income | 2,568,000 | 5,037,000 | 7,521,000 | 10,012,000 |
| Noninterest income | 430,000 | 891,000 | 1,328,000 | 1,748,000 |
| Noninterest expense | 1,435,000 | 2,954,000 | 4,358,000 | 6,236,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -43,000 |
| Pretax income | 1,533,000 | 2,914,000 | 4,401,000 | 5,567,000 |
| Income tax | 317,000 | 661,000 | 1,032,000 | 1,210,000 |
| Net income | 1,216,000 | 2,253,000 | 3,369,000 | 4,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,015,000 | 29,042,000 | 30,158,000 | 29,874,000 |