Call reports 2023
COMMUNITY BANKING COMPANY — 2023
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,061,000 | 255,991,000 | 249,058,000 | 253,560,000 |
| Total loans | 134,488,000 | 136,686,000 | 143,537,000 | 142,674,000 |
| Allowance for loan losses | 3,960,000 | 3,774,000 | 3,783,000 | 3,802,000 |
| Securities available for sale | 3,694,000 | 5,007,000 | 4,835,000 | 4,908,000 |
| Securities held to maturity | 26,409,000 | 25,817,000 | 25,198,000 | 23,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,869,000 | 226,508,000 | 218,262,000 | 223,359,000 |
| Interest-bearing deposits | 187,509,000 | 180,768,000 | 170,528,000 | 175,588,000 |
| Noninterest-bearing deposits | 46,360,000 | 45,740,000 | 47,734,000 | 47,771,000 |
| Equity capital | 27,501,000 | 27,579,000 | 28,595,000 | 28,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,115,000 | 9,394,000 | 12,730,000 |
| Interest expense | 457,000 | 1,233,000 | 2,101,000 | 3,007,000 |
| Net interest income | 2,503,000 | 4,882,000 | 7,293,000 | 9,723,000 |
| Noninterest income | 389,000 | 808,000 | 1,232,000 | 1,682,000 |
| Noninterest expense | 1,321,000 | 2,678,000 | 4,070,000 | 6,076,000 |
| Provision for loan losses | -170,000 | -140,000 | -110,000 | -55,000 |
| Pretax income | 1,541,000 | 2,952,000 | 4,365,000 | 5,184,000 |
| Income tax | 329,000 | 683,000 | 1,035,000 | 858,000 |
| Net income | 1,212,000 | 2,269,000 | 3,330,000 | 4,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,023,000 | 26,145,000 | 27,205,000 | 27,333,000 |