Call reports 2022
COMMUNITY BANKING COMPANY — 2022
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,207,000 | 249,171,000 | 255,552,000 | 262,130,000 |
| Total loans | 132,238,000 | 134,587,000 | 135,377,000 | 137,899,000 |
| Allowance for loan losses | 4,087,000 | 4,104,000 | 4,131,000 | 4,163,000 |
| Securities available for sale | 4,517,000 | 4,133,000 | 3,854,000 | 3,736,000 |
| Securities held to maturity | 16,271,000 | 16,116,000 | 18,164,000 | 26,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,837,000 | 223,589,000 | 228,801,000 | 234,707,000 |
| Interest-bearing deposits | 161,745,000 | 162,444,000 | 165,674,000 | 174,031,000 |
| Noninterest-bearing deposits | 63,092,000 | 61,145,000 | 63,127,000 | 60,676,000 |
| Equity capital | 24,464,000 | 24,714,000 | 25,587,000 | 26,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,821,000 | 6,182,000 | 8,949,000 |
| Interest expense | 96,000 | 176,000 | 314,000 | 578,000 |
| Net interest income | 1,782,000 | 3,645,000 | 5,868,000 | 8,371,000 |
| Noninterest income | 520,000 | 916,000 | 1,307,000 | 1,708,000 |
| Noninterest expense | 1,171,000 | 2,436,000 | 3,708,000 | 5,534,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,101,000 | 2,065,000 | 3,377,000 | 4,425,000 |
| Income tax | 224,000 | 462,000 | 790,000 | 674,000 |
| Net income | 877,000 | 1,603,000 | 2,587,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,882,000 | 23,207,000 | 24,191,000 | 24,811,000 |