Call reports 2021
COMMUNITY BANKING COMPANY — 2021
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 222,953,000 | 220,440,000 | 220,577,000 | 249,684,000 |
| Total loans | 122,920,000 | 132,912,000 | 129,819,000 | 129,000,000 |
| Allowance for loan losses | 3,715,000 | 3,847,000 | 3,980,000 | 4,068,000 |
| Securities available for sale | 6,478,000 | 5,944,000 | 5,410,000 | 4,953,000 |
| Securities held to maturity | 15,499,000 | 14,075,000 | 12,359,000 | 15,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,239,000 | 196,348,000 | 195,848,000 | 220,072,000 |
| Interest-bearing deposits | 151,941,000 | 154,261,000 | 155,713,000 | 173,037,000 |
| Noninterest-bearing deposits | 42,298,000 | 42,087,000 | 40,135,000 | 47,035,000 |
| Equity capital | 22,775,000 | 23,175,000 | 23,712,000 | 23,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,880,000 | 5,686,000 | 7,446,000 |
| Interest expense | 192,000 | 373,000 | 499,000 | 612,000 |
| Net interest income | 1,514,000 | 3,507,000 | 5,187,000 | 6,834,000 |
| Noninterest income | 456,000 | 870,000 | 1,254,000 | 1,626,000 |
| Noninterest expense | 1,078,000 | 2,293,000 | 3,484,000 | 4,904,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 757,000 | 1,814,000 | 2,552,000 | 3,016,000 |
| Income tax | 127,000 | 373,000 | 553,000 | 516,000 |
| Net income | 630,000 | 1,441,000 | 1,999,000 | 2,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,961,000 | 21,362,000 | 21,919,000 | 22,020,000 |