Call reports 2020
COMMUNITY BANKING COMPANY — 2020
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 164,164,000 | 177,879,000 | 180,946,000 | 198,167,000 |
| Total loans | 116,817,000 | 131,080,000 | 132,587,000 | 125,165,000 |
| Allowance for loan losses | 2,814,000 | 3,088,000 | 3,323,000 | 3,572,000 |
| Securities available for sale | 9,432,000 | 8,888,000 | 7,902,000 | 7,517,000 |
| Securities held to maturity | 8,108,000 | 7,775,000 | 6,629,000 | 11,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,509,000 | 150,080,000 | 152,756,000 | 170,221,000 |
| Interest-bearing deposits | 111,161,000 | 117,251,000 | 119,803,000 | 134,155,000 |
| Noninterest-bearing deposits | 25,348,000 | 32,829,000 | 32,953,000 | 36,066,000 |
| Equity capital | 21,646,000 | 21,830,000 | 22,228,000 | 22,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 4,047,000 | 5,879,000 | 7,655,000 |
| Interest expense | 288,000 | 546,000 | 788,000 | 1,011,000 |
| Net interest income | 1,582,000 | 3,501,000 | 5,091,000 | 6,644,000 |
| Noninterest income | 297,000 | 579,000 | 898,000 | 1,245,000 |
| Noninterest expense | 1,094,000 | 2,293,000 | 3,395,000 | 4,655,000 |
| Provision for loan losses | 180,000 | 450,000 | 720,000 | 990,000 |
| Pretax income | 605,000 | 1,337,000 | 1,874,000 | 2,244,000 |
| Income tax | 121,000 | 282,000 | 412,000 | 372,000 |
| Net income | 484,000 | 1,055,000 | 1,462,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,765,000 | 19,925,000 | 20,332,000 | 20,341,000 |