Call reports 2019
COMMUNITY BANKING COMPANY — 2019
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,312,000 | 160,757,000 | 160,075,000 | 162,482,000 |
| Total loans | 115,881,000 | 119,222,000 | 119,796,000 | 118,998,000 |
| Allowance for loan losses | 2,388,000 | 2,491,000 | 2,538,000 | 2,662,000 |
| Securities available for sale | 10,061,000 | 10,620,000 | 10,415,000 | 9,605,000 |
| Securities held to maturity | 5,392,000 | 5,265,000 | 4,908,000 | 7,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,846,000 | 134,210,000 | 133,263,000 | 135,691,000 |
| Interest-bearing deposits | 111,234,000 | 109,538,000 | 110,232,000 | 112,563,000 |
| Noninterest-bearing deposits | 27,612,000 | 24,672,000 | 23,031,000 | 23,128,000 |
| Equity capital | 20,621,000 | 20,578,000 | 20,525,000 | 21,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,831,000 | 5,818,000 | 7,747,000 |
| Interest expense | 257,000 | 528,000 | 823,000 | 1,120,000 |
| Net interest income | 1,599,000 | 3,303,000 | 4,995,000 | 6,627,000 |
| Noninterest income | 285,000 | 600,000 | 904,000 | 1,212,000 |
| Noninterest expense | 1,094,000 | 2,215,000 | 3,259,000 | 4,467,000 |
| Provision for loan losses | 105,000 | 210,000 | 345,000 | 480,000 |
| Pretax income | 685,000 | 1,478,000 | 2,295,000 | 2,892,000 |
| Income tax | 135,000 | 316,000 | 514,000 | 537,000 |
| Net income | 550,000 | 1,162,000 | 1,781,000 | 2,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,955,000 | 18,795,000 | 18,706,000 | 19,281,000 |
| Total capital | 20,441,000 | 20,310,000 | 20,224,000 | 20,783,000 |
| Risk-weighted assets | 117,992,000 | 120,257,000 | 120,451,000 | 119,038,000 |