Call reports 2018
COMMUNITY BANKING COMPANY — 2018
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,231,000 | 152,433,000 | 151,450,000 | 158,202,000 |
| Total loans | 110,602,000 | 110,084,000 | 112,428,000 | 108,966,000 |
| Allowance for loan losses | 2,394,000 | 2,474,000 | 2,505,000 | 2,314,000 |
| Securities available for sale | 9,810,000 | 10,702,000 | 10,321,000 | 10,139,000 |
| Securities held to maturity | 4,948,000 | 4,808,000 | 4,696,000 | 4,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,699,000 | 128,043,000 | 126,442,000 | 132,345,000 |
| Interest-bearing deposits | 104,255,000 | 106,823,000 | 104,271,000 | 110,390,000 |
| Noninterest-bearing deposits | 21,444,000 | 21,220,000 | 22,171,000 | 21,955,000 |
| Equity capital | 18,926,000 | 18,711,000 | 19,227,000 | 19,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,365,000 | 5,166,000 | 6,980,000 |
| Interest expense | 153,000 | 341,000 | 558,000 | 798,000 |
| Net interest income | 1,480,000 | 3,024,000 | 4,608,000 | 6,182,000 |
| Noninterest income | 274,000 | 557,000 | 846,000 | 1,147,000 |
| Noninterest expense | 1,040,000 | 2,089,000 | 3,104,000 | 4,278,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 609,000 | 1,282,000 | 2,035,000 | 2,631,000 |
| Income tax | 119,000 | 265,000 | 446,000 | 431,000 |
| Net income | 490,000 | 1,017,000 | 1,589,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,399,000 | 17,222,000 | 17,795,000 | 18,406,000 |
| Total capital | 18,754,000 | 18,649,000 | 19,220,000 | 19,817,000 |
| Risk-weighted assets | 107,389,000 | 113,085,000 | 112,928,000 | 111,990,000 |