Call reports 2017
COMMUNITY BANKING COMPANY — 2017
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,952,000 | 142,348,000 | 138,966,000 | 148,340,000 |
| Total loans | 91,676,000 | 103,324,000 | 108,008,000 | 105,981,000 |
| Allowance for loan losses | 1,875,000 | 1,925,000 | 2,212,000 | 2,342,000 |
| Securities available for sale | 10,319,000 | 9,321,000 | 8,145,000 | 10,236,000 |
| Securities held to maturity | 5,846,000 | 5,638,000 | 5,392,000 | 5,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,551,000 | 119,042,000 | 114,996,000 | 124,270,000 |
| Interest-bearing deposits | 99,217,000 | 101,561,000 | 96,791,000 | 102,524,000 |
| Noninterest-bearing deposits | 19,334,000 | 17,481,000 | 18,205,000 | 21,746,000 |
| Equity capital | 17,661,000 | 17,529,000 | 18,145,000 | 18,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,817,000 | 4,384,000 | 5,993,000 |
| Interest expense | 118,000 | 242,000 | 387,000 | 536,000 |
| Net interest income | 1,237,000 | 2,575,000 | 3,997,000 | 5,457,000 |
| Noninterest income | 263,000 | 549,000 | 1,214,000 | 1,501,000 |
| Noninterest expense | 976,000 | 1,963,000 | 2,970,000 | 4,047,000 |
| Provision for loan losses | 60,000 | 120,000 | 480,000 | 635,000 |
| Pretax income | 464,000 | 1,041,000 | 1,761,000 | 2,276,000 |
| Income tax | 140,000 | 327,000 | 433,000 | 493,000 |
| Net income | 324,000 | 714,000 | 1,328,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,988,000 | 15,839,000 | 16,454,000 | 16,909,000 |
| Total capital | 17,124,000 | 17,096,000 | 17,758,000 | 18,207,000 |
| Risk-weighted assets | 90,136,000 | 99,888,000 | 103,398,000 | 102,783,000 |