Call reports 2016
COMMUNITY BANKING COMPANY — 2016
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 134,271,000 | 129,932,000 | 127,969,000 | 135,642,000 |
| Total loans | 83,862,000 | 85,782,000 | 90,513,000 | 90,812,000 |
| Allowance for loan losses | 1,734,000 | 1,771,000 | 1,818,000 | 1,835,000 |
| Securities available for sale | 10,615,000 | 10,246,000 | 9,471,000 | 10,663,000 |
| Securities held to maturity | 6,569,000 | 6,278,000 | 6,430,000 | 6,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,407,000 | 112,290,000 | 110,031,000 | 115,906,000 |
| Interest-bearing deposits | 98,698,000 | 95,957,000 | 93,195,000 | 97,798,000 |
| Noninterest-bearing deposits | 17,709,000 | 16,333,000 | 16,836,000 | 18,108,000 |
| Equity capital | 17,031,000 | 16,853,000 | 17,117,000 | 17,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,549,000 | 3,877,000 | 5,232,000 |
| Interest expense | 121,000 | 242,000 | 360,000 | 476,000 |
| Net interest income | 1,122,000 | 2,307,000 | 3,517,000 | 4,756,000 |
| Noninterest income | 259,000 | 535,000 | 817,000 | 1,078,000 |
| Noninterest expense | 937,000 | 1,899,000 | 2,843,000 | 3,812,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 384,000 | 823,000 | 1,311,000 | 1,782,000 |
| Income tax | 112,000 | 243,000 | 406,000 | 549,000 |
| Net income | 272,000 | 580,000 | 905,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,741,000 | 15,035,000 | 15,335,000 | 15,665,000 |
| Total capital | 16,820,000 | 16,101,000 | 16,452,000 | 16,790,000 |
| Risk-weighted assets | 85,680,000 | 84,548,000 | 88,617,000 | 89,287,000 |