Call reports 2015
COMMUNITY BANKING COMPANY — 2015
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,023,000 | 128,963,000 | 125,084,000 | 135,606,000 |
| Total loans | 84,804,000 | 86,849,000 | 91,540,000 | 86,113,000 |
| Allowance for loan losses | 1,652,000 | 1,706,000 | 1,706,000 | 1,771,000 |
| Securities available for sale | 9,270,000 | 9,377,000 | 9,058,000 | 9,777,000 |
| Securities held to maturity | 7,515,000 | 7,127,000 | 6,768,000 | 6,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,686,000 | 111,911,000 | 107,698,000 | 116,254,000 |
| Interest-bearing deposits | 97,563,000 | 95,957,000 | 93,079,000 | 98,152,000 |
| Noninterest-bearing deposits | 17,123,000 | 15,954,000 | 14,619,000 | 18,102,000 |
| Equity capital | 16,249,000 | 16,003,000 | 16,372,000 | 16,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,513,000 | 3,849,000 | 5,189,000 |
| Interest expense | 121,000 | 243,000 | 360,000 | 479,000 |
| Net interest income | 1,105,000 | 2,270,000 | 3,489,000 | 4,710,000 |
| Noninterest income | 242,000 | 514,000 | 790,000 | 1,059,000 |
| Noninterest expense | 910,000 | 1,815,000 | 2,731,000 | 3,632,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 255,000 |
| Pretax income | 379,000 | 851,000 | 1,370,000 | 1,884,000 |
| Income tax | 113,000 | 263,000 | 438,000 | 587,000 |
| Net income | 266,000 | 588,000 | 932,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,456,000 | 14,260,000 | 14,604,000 | 14,969,000 |
| Total capital | 15,547,000 | 15,357,000 | 15,736,000 | 16,082,000 |
| Risk-weighted assets | 86,694,000 | 87,133,000 | 89,956,000 | 88,352,000 |