Call reports 2014
COMMUNITY BANKING COMPANY — 2014
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,753,000 | 125,076,000 | 123,140,000 | 131,782,000 |
| Total loans | 76,635,000 | 82,220,000 | 85,733,000 | 85,746,000 |
| Allowance for loan losses | 1,686,000 | 1,742,000 | 1,795,000 | 1,837,000 |
| Securities available for sale | 10,037,000 | 9,426,000 | 9,036,000 | 8,558,000 |
| Securities held to maturity | 8,977,000 | 8,645,000 | 8,271,000 | 7,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,808,000 | 108,974,000 | 106,527,000 | 113,157,000 |
| Interest-bearing deposits | 96,426,000 | 93,856,000 | 93,195,000 | 96,772,000 |
| Noninterest-bearing deposits | 16,382,000 | 15,118,000 | 13,332,000 | 16,385,000 |
| Equity capital | 15,149,000 | 15,020,000 | 15,335,000 | 15,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,394,000 | 3,683,000 | 5,015,000 |
| Interest expense | 127,000 | 256,000 | 381,000 | 502,000 |
| Net interest income | 1,031,000 | 2,138,000 | 3,302,000 | 4,513,000 |
| Noninterest income | 237,000 | 501,000 | 769,000 | 1,013,000 |
| Noninterest expense | 817,000 | 1,666,000 | 2,555,000 | 3,498,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 391,000 | 875,000 | 1,358,000 | 1,809,000 |
| Income tax | 116,000 | 272,000 | 436,000 | 279,000 |
| Net income | 275,000 | 603,000 | 922,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,416,000 | 13,287,000 | 13,582,000 | 14,190,000 |
| Total capital | 14,380,000 | 14,309,000 | 14,625,000 | 15,255,000 |
| Risk-weighted assets | 76,382,000 | 81,029,000 | 82,678,000 | 84,432,000 |