Call reports 2013
COMMUNITY BANKING COMPANY — 2013
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,125,000 | 120,100,000 | 122,145,000 | 128,992,000 |
| Total loans | 70,318,000 | 74,620,000 | 73,455,000 | 72,172,000 |
| Allowance for loan losses | 1,448,000 | 1,509,000 | 1,564,000 | 1,624,000 |
| Securities available for sale | 8,649,000 | 8,777,000 | 9,295,000 | 9,396,000 |
| Securities held to maturity | 8,896,000 | 8,332,000 | 7,773,000 | 9,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,170,000 | 105,353,000 | 107,008,000 | 111,883,000 |
| Interest-bearing deposits | 95,952,000 | 91,304,000 | 91,103,000 | 94,744,000 |
| Noninterest-bearing deposits | 15,218,000 | 14,049,000 | 15,905,000 | 17,139,000 |
| Equity capital | 14,157,000 | 14,019,000 | 14,328,000 | 14,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,250,000 | 3,414,000 | 4,564,000 |
| Interest expense | 157,000 | 302,000 | 439,000 | 568,000 |
| Net interest income | 958,000 | 1,948,000 | 2,975,000 | 3,996,000 |
| Noninterest income | 205,000 | 435,000 | 685,000 | 943,000 |
| Noninterest expense | 762,000 | 1,529,000 | 2,317,000 | 3,103,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 326,000 | 719,000 | 1,148,000 | 1,581,000 |
| Income tax | 85,000 | 191,000 | 310,000 | 146,000 |
| Net income | 241,000 | 528,000 | 838,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,299,000 | 12,235,000 | 12,544,000 | 13,142,000 |
| Total capital | 13,224,000 | 13,183,000 | 13,484,000 | 14,077,000 |
| Risk-weighted assets | 73,465,000 | 75,304,000 | 74,607,000 | 74,100,000 |