Call reports 2012
COMMUNITY BANKING COMPANY — 2012
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,947,000 | 109,448,000 | 109,063,000 | 119,963,000 |
| Total loans | 63,440,000 | 64,424,000 | 68,104,000 | 66,931,000 |
| Allowance for loan losses | 1,255,000 | 1,252,000 | 1,288,000 | 1,394,000 |
| Securities available for sale | 11,644,000 | 11,062,000 | 10,830,000 | 9,740,000 |
| Securities held to maturity | 7,626,000 | 6,790,000 | 7,745,000 | 7,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,556,000 | 95,129,000 | 94,584,000 | 105,277,000 |
| Interest-bearing deposits | 84,785,000 | 82,505,000 | 81,650,000 | 89,306,000 |
| Noninterest-bearing deposits | 12,771,000 | 12,624,000 | 12,934,000 | 15,971,000 |
| Equity capital | 13,565,000 | 13,497,000 | 13,664,000 | 13,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,197,000 | 3,315,000 | 4,432,000 |
| Interest expense | 197,000 | 381,000 | 550,000 | 706,000 |
| Net interest income | 891,000 | 1,816,000 | 2,765,000 | 3,726,000 |
| Noninterest income | 227,000 | 435,000 | 658,000 | 882,000 |
| Noninterest expense | 728,000 | 1,496,000 | 2,263,000 | 3,010,000 |
| Provision for loan losses | 222,000 | 282,000 | 342,000 | 402,000 |
| Pretax income | 168,000 | 473,000 | 818,000 | 1,196,000 |
| Income tax | 25,000 | 87,000 | 174,000 | 269,000 |
| Net income | 143,000 | 386,000 | 644,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,682,000 | 11,641,000 | 11,774,000 | 12,058,000 |
| Total capital | 12,517,000 | 12,480,000 | 12,644,000 | 12,943,000 |
| Risk-weighted assets | 66,361,000 | 66,743,000 | 69,143,000 | 70,248,000 |