Call reports 2011
COMMUNITY BANKING COMPANY — 2011
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,967,000 | 103,795,000 | 103,625,000 | 110,633,000 |
| Total loans | 60,557,000 | 60,848,000 | 62,712,000 | 61,482,000 |
| Allowance for loan losses | 906,000 | 1,053,000 | 959,000 | 1,062,000 |
| Securities available for sale | 13,041,000 | 14,124,000 | 13,620,000 | 12,789,000 |
| Securities held to maturity | 7,783,000 | 9,241,000 | 7,924,000 | 7,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,892,000 | 89,850,000 | 89,475,000 | 96,386,000 |
| Interest-bearing deposits | 80,871,000 | 80,165,000 | 79,616,000 | 85,941,000 |
| Noninterest-bearing deposits | 10,021,000 | 9,685,000 | 9,859,000 | 10,445,000 |
| Equity capital | 13,237,000 | 13,144,000 | 13,293,000 | 13,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,227,000 | 3,391,000 | 4,507,000 |
| Interest expense | 275,000 | 539,000 | 780,000 | 992,000 |
| Net interest income | 806,000 | 1,688,000 | 2,611,000 | 3,515,000 |
| Noninterest income | 234,000 | 474,000 | 697,000 | 939,000 |
| Noninterest expense | 796,000 | 1,593,000 | 2,398,000 | 3,072,000 |
| Provision for loan losses | 85,000 | 230,000 | 395,000 | 650,000 |
| Pretax income | 159,000 | 339,000 | 515,000 | 732,000 |
| Income tax | 25,000 | 53,000 | 83,000 | 98,000 |
| Net income | 134,000 | 286,000 | 432,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,373,000 | 11,242,000 | 11,388,000 | 11,539,000 |
| Total capital | 12,163,000 | 12,027,000 | 12,194,000 | 12,350,000 |
| Risk-weighted assets | 63,092,000 | 62,554,000 | 64,359,000 | 64,629,000 |