Call reports 2010
COMMUNITY BANKING COMPANY — 2010
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,990,000 | 101,481,000 | 98,672,000 | 102,222,000 |
| Total loans | 55,990,000 | 58,586,000 | 68,072,000 | 61,512,000 |
| Allowance for loan losses | 1,027,000 | 1,062,000 | 1,166,000 | 1,107,000 |
| Securities available for sale | 14,297,000 | 15,832,000 | 14,064,000 | 12,270,000 |
| Securities held to maturity | 5,939,000 | 5,647,000 | 5,087,000 | 6,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,768,000 | 87,920,000 | 83,988,000 | 88,336,000 |
| Interest-bearing deposits | 82,966,000 | 78,904,000 | 75,462,000 | 78,648,000 |
| Noninterest-bearing deposits | 9,802,000 | 9,016,000 | 8,526,000 | 9,688,000 |
| Equity capital | 12,537,000 | 12,705,000 | 12,883,000 | 13,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,172,000 | 3,427,000 | 4,610,000 |
| Interest expense | 365,000 | 728,000 | 1,053,000 | 1,335,000 |
| Net interest income | 702,000 | 1,444,000 | 2,374,000 | 3,275,000 |
| Noninterest income | 211,000 | 444,000 | 657,000 | 892,000 |
| Noninterest expense | 716,000 | 1,443,000 | 2,169,000 | 2,900,000 |
| Provision for loan losses | 30,000 | 60,000 | 165,000 | 205,000 |
| Pretax income | 167,000 | 385,000 | 703,000 | 1,068,000 |
| Income tax | 29,000 | 72,000 | 148,000 | 214,000 |
| Net income | 138,000 | 313,000 | 555,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,620,000 | 10,795,000 | 10,967,000 | 11,265,000 |
| Total capital | 11,375,000 | 11,412,000 | 11,789,000 | 12,066,000 |
| Risk-weighted assets | 60,209,000 | 61,235,000 | 65,431,000 | 63,799,000 |