Call reports 2001
COMMUNITY BANKING COMPANY — 2001
What COMMUNITY BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,175,000 | 62,008,000 | 64,100,000 | 64,624,000 |
| Total loans | 43,118,000 | 44,821,000 | 44,834,000 | 42,904,000 |
| Allowance for loan losses | 499,000 | 494,000 | 542,000 | 550,000 |
| Securities available for sale | 11,494,000 | 8,342,000 | 8,176,000 | 8,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,071,000 | 53,863,000 | 55,721,000 | 56,238,000 |
| Interest-bearing deposits | 48,599,000 | 47,668,000 | 48,816,000 | 49,191,000 |
| Noninterest-bearing deposits | 6,472,000 | 6,195,000 | 6,905,000 | 7,047,000 |
| Equity capital | 7,732,000 | 7,807,000 | 8,000,000 | 8,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,401,000 | 3,554,000 | 4,618,000 |
| Interest expense | 597,000 | 1,156,000 | 1,695,000 | 2,182,000 |
| Net interest income | 624,000 | 1,245,000 | 1,859,000 | 2,436,000 |
| Noninterest income | 121,000 | 237,000 | 368,000 | 489,000 |
| Noninterest expense | 540,000 | 1,065,000 | 1,602,000 | 2,143,000 |
| Provision for loan losses | 25,000 | 53,000 | 82,000 | 110,000 |
| Pretax income | 180,000 | 364,000 | 543,000 | 672,000 |
| Income tax | 54,000 | 109,000 | 164,000 | 201,000 |
| Net income | 126,000 | 255,000 | 379,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,886,000 | 6,000,000 | 6,169,000 | 6,306,000 |
| Total capital | 6,385,000 | 6,494,000 | 6,711,000 | 6,856,000 |
| Risk-weighted assets | 45,699,000 | 45,207,000 | 45,624,000 | 44,465,000 |