Call reports 2024
FIRST CENTURY BANK — 2024
What FIRST CENTURY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 657,267,000 | 693,040,000 | 691,367,000 | 711,195,000 |
| Total loans | 578,779,000 | 602,374,000 | 608,333,000 | 614,069,000 |
| Allowance for loan losses | 5,759,000 | 5,844,000 | 5,937,000 | 6,032,000 |
| Securities available for sale | 1,716,000 | 1,659,000 | 1,643,000 | 1,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,968,000 | 610,292,000 | 619,223,000 | 642,507,000 |
| Interest-bearing deposits | 458,261,000 | 474,031,000 | 469,852,000 | 516,934,000 |
| Noninterest-bearing deposits | 131,707,000 | 136,261,000 | 149,371,000 | 125,573,000 |
| Equity capital | 55,554,000 | 57,248,000 | 59,290,000 | 60,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,110,000 | 18,789,000 | 29,083,000 | 39,617,000 |
| Interest expense | 3,456,000 | 7,235,000 | 11,326,000 | 15,477,000 |
| Net interest income | 5,654,000 | 11,554,000 | 17,757,000 | 24,140,000 |
| Noninterest income | 807,000 | 1,532,000 | 2,370,000 | 3,218,000 |
| Noninterest expense | 3,437,000 | 6,932,000 | 10,377,000 | 14,953,000 |
| Provision for loan losses | 95,000 | 190,000 | 285,000 | 380,000 |
| Pretax income | 2,929,000 | 5,964,000 | 9,465,000 | 11,991,000 |
| Income tax | 755,000 | 1,487,000 | 2,371,000 | 2,754,000 |
| Net income | 2,174,000 | 4,477,000 | 7,094,000 | 9,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,590,000 | 57,293,000 | 59,311,000 | 60,855,000 |
| Total capital | 61,547,000 | 63,335,000 | 65,445,000 | 67,119,000 |
| Risk-weighted assets | 510,219,000 | 521,136,000 | 522,519,000 | 528,355,000 |