Call reports 2023
FIRST CENTURY BANK — 2023
What FIRST CENTURY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 579,519,000 | 602,288,000 | 614,020,000 | 624,132,000 |
| Total loans | 491,600,000 | 505,076,000 | 527,881,000 | 546,971,000 |
| Allowance for loan losses | 5,159,000 | 5,254,000 | 5,568,000 | 5,659,000 |
| Securities available for sale | 12,274,000 | 12,218,000 | 11,742,000 | 1,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,761,000 | 538,879,000 | 549,952,000 | 558,185,000 |
| Interest-bearing deposits | 381,608,000 | 391,079,000 | 410,839,000 | 425,602,000 |
| Noninterest-bearing deposits | 136,154,000 | 147,800,000 | 139,113,000 | 132,583,000 |
| Equity capital | 51,651,000 | 52,732,000 | 53,823,000 | 53,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,739,000 | 14,217,000 | 22,289,000 | 30,888,000 |
| Interest expense | 1,241,000 | 3,305,000 | 5,896,000 | 8,914,000 |
| Net interest income | 5,498,000 | 10,912,000 | 16,393,000 | 21,974,000 |
| Noninterest income | 1,740,000 | 2,562,000 | 3,157,000 | 4,022,000 |
| Noninterest expense | 3,289,000 | 6,662,000 | 9,542,000 | 14,414,000 |
| Provision for loan losses | 95,000 | 190,000 | 544,000 | 639,000 |
| Pretax income | 3,854,000 | 6,622,000 | 9,464,000 | 11,202,000 |
| Income tax | 714,000 | 1,366,000 | 2,107,000 | 2,714,000 |
| Net income | 3,140,000 | 5,256,000 | 7,357,000 | 8,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,818,000 | 52,884,000 | 53,936,000 | 54,017,000 |
| Total capital | 57,435,000 | 58,596,000 | 59,702,000 | 59,874,000 |
| Risk-weighted assets | 452,287,000 | 458,583,000 | 471,039,000 | 488,641,000 |