Call reports 2022
FIRST CENTURY BANK — 2022
What FIRST CENTURY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 610,620,000 | 543,257,000 | 563,716,000 | 563,299,000 |
| Total loans | 423,339,000 | 439,163,000 | 472,213,000 | 478,463,000 |
| Allowance for loan losses | 5,144,000 | 5,239,000 | 5,451,000 | 5,480,000 |
| Securities available for sale | 2,945,000 | 12,630,000 | 12,406,000 | 12,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,953,000 | 491,187,000 | 509,958,000 | 507,475,000 |
| Interest-bearing deposits | 425,581,000 | 348,181,000 | 349,600,000 | 361,300,000 |
| Noninterest-bearing deposits | 133,372,000 | 143,006,000 | 160,358,000 | 146,175,000 |
| Equity capital | 46,034,000 | 47,240,000 | 48,959,000 | 49,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,040,000 | 10,726,000 | 17,131,000 | 23,796,000 |
| Interest expense | 183,000 | 375,000 | 643,000 | 1,322,000 |
| Net interest income | 4,857,000 | 10,351,000 | 16,488,000 | 22,474,000 |
| Noninterest income | 662,000 | 1,416,000 | 2,114,000 | 2,854,000 |
| Noninterest expense | 2,997,000 | 6,086,000 | 9,107,000 | 13,598,000 |
| Provision for loan losses | 90,000 | 180,000 | 360,000 | 390,000 |
| Pretax income | 2,432,000 | 5,501,000 | 9,135,000 | 11,340,000 |
| Income tax | 627,000 | 1,414,000 | 2,353,000 | 3,166,000 |
| Net income | 1,805,000 | 4,087,000 | 6,782,000 | 8,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,022,000 | 47,404,000 | 49,199,000 | 49,691,000 |
| Total capital | 51,164,000 | 52,538,000 | 54,650,000 | 55,171,000 |
| Risk-weighted assets | 411,261,000 | 410,644,000 | 443,235,000 | 442,916,000 |