Call reports 2021
FIRST CENTURY BANK — 2021
What FIRST CENTURY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 497,436,000 | 515,433,000 | 513,041,000 | 521,941,000 |
| Total loans | 360,005,000 | 378,337,000 | 401,374,000 | 408,405,000 |
| Allowance for loan losses | 4,766,000 | 4,860,000 | 4,926,000 | 5,057,000 |
| Securities available for sale | 4,151,000 | 3,683,000 | 3,455,000 | 3,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,795,000 | 467,179,000 | 463,618,000 | 471,659,000 |
| Interest-bearing deposits | 328,211,000 | 333,710,000 | 338,105,000 | 337,141,000 |
| Noninterest-bearing deposits | 122,584,000 | 133,469,000 | 125,513,000 | 134,518,000 |
| Equity capital | 43,012,000 | 44,516,000 | 45,641,000 | 45,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,740,000 | 14,758,000 | 20,169,000 |
| Interest expense | 435,000 | 814,000 | 1,134,000 | 1,370,000 |
| Net interest income | 4,233,000 | 8,926,000 | 13,624,000 | 18,799,000 |
| Noninterest income | 698,000 | 1,656,000 | 2,399,000 | 3,258,000 |
| Noninterest expense | 2,631,000 | 5,563,000 | 8,423,000 | 12,479,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 240,000 |
| Pretax income | 2,210,000 | 4,839,000 | 7,360,000 | 9,338,000 |
| Income tax | 562,000 | 1,236,000 | 1,882,000 | 2,261,000 |
| Net income | 1,648,000 | 3,603,000 | 5,478,000 | 7,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,888,000 | 44,393,000 | 45,518,000 | 45,207,000 |
| Total capital | 47,092,000 | 48,824,000 | 50,184,000 | 50,006,000 |
| Risk-weighted assets | 335,738,000 | 354,067,000 | 373,047,000 | 383,532,000 |