Call reports 2020
FIRST CENTURY BANK — 2020
What FIRST CENTURY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 421,847,000 | 471,463,000 | 469,074,000 | 468,718,000 |
| Total loans | 361,045,000 | 343,825,000 | 349,272,000 | 353,761,000 |
| Allowance for loan losses | 4,630,000 | 4,738,000 | 4,724,000 | 4,681,000 |
| Securities available for sale | 6,360,000 | 6,292,000 | 5,455,000 | 5,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,672,000 | 426,629,000 | 423,345,000 | 422,225,000 |
| Interest-bearing deposits | 309,635,000 | 328,797,000 | 325,732,000 | 316,812,000 |
| Noninterest-bearing deposits | 69,037,000 | 97,832,000 | 97,613,000 | 105,413,000 |
| Equity capital | 40,325,000 | 41,193,000 | 42,316,000 | 41,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,055,000 | 9,794,000 | 14,570,000 | 19,442,000 |
| Interest expense | 959,000 | 1,703,000 | 2,316,000 | 2,855,000 |
| Net interest income | 4,096,000 | 8,091,000 | 12,254,000 | 16,587,000 |
| Noninterest income | 865,000 | 1,783,000 | 2,788,000 | 3,741,000 |
| Noninterest expense | 2,322,000 | 5,074,000 | 7,903,000 | 11,843,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 2,564,000 | 4,650,000 | 6,964,000 | 8,310,000 |
| Income tax | 560,000 | 1,092,000 | 1,683,000 | 1,789,000 |
| Net income | 2,004,000 | 3,558,000 | 5,281,000 | 6,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,397,000 | 41,052,000 | 42,174,000 | 41,690,000 |
| Total capital | 44,453,000 | 45,027,000 | 46,237,000 | 45,775,000 |
| Risk-weighted assets | 323,916,000 | 317,235,000 | 324,415,000 | 326,222,000 |