Call reports 2019
FIRST CENTURY BANK — 2019
What FIRST CENTURY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 404,087,000 | 410,088,000 | 412,293,000 | 419,729,000 |
| Total loans | 338,343,000 | 351,960,000 | 355,933,000 | 359,628,000 |
| Allowance for loan losses | 4,282,000 | 4,394,000 | 4,479,000 | 4,572,000 |
| Securities available for sale | 7,685,000 | 7,436,000 | 7,156,000 | 6,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,299,000 | 362,645,000 | 369,579,000 | 377,081,000 |
| Interest-bearing deposits | 292,023,000 | 290,233,000 | 294,789,000 | 305,501,000 |
| Noninterest-bearing deposits | 69,276,000 | 72,412,000 | 74,790,000 | 71,580,000 |
| Equity capital | 39,578,000 | 40,843,000 | 39,816,000 | 38,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,591,000 | 9,509,000 | 14,544,000 | 19,571,000 |
| Interest expense | 891,000 | 1,856,000 | 2,842,000 | 3,837,000 |
| Net interest income | 3,700,000 | 7,653,000 | 11,702,000 | 15,734,000 |
| Noninterest income | 942,000 | 1,717,000 | 2,558,000 | 3,701,000 |
| Noninterest expense | 2,618,000 | 5,287,000 | 8,064,000 | 11,821,000 |
| Provision for loan losses | 87,000 | 175,000 | 262,000 | 350,000 |
| Pretax income | 1,937,000 | 3,908,000 | 5,934,000 | 7,264,000 |
| Income tax | 490,000 | 995,000 | 1,510,000 | 1,750,000 |
| Net income | 1,447,000 | 2,913,000 | 4,424,000 | 5,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,697,000 | 40,863,000 | 39,804,000 | 38,694,000 |
| Total capital | 43,562,000 | 44,838,000 | 43,808,000 | 42,745,000 |
| Risk-weighted assets | 308,797,000 | 317,540,000 | 319,863,000 | 323,544,000 |