Call reports 2018
FIRST CENTURY BANK — 2018
What FIRST CENTURY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 355,073,000 | 364,551,000 | 392,927,000 | 389,805,000 |
| Total loans | 309,702,000 | 318,974,000 | 324,309,000 | 329,850,000 |
| Allowance for loan losses | 4,030,000 | 4,103,000 | 4,203,000 | 4,217,000 |
| Securities available for sale | 12,113,000 | 10,676,000 | 10,230,000 | 7,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,375,000 | 325,850,000 | 352,334,000 | 348,386,000 |
| Interest-bearing deposits | 243,842,000 | 250,786,000 | 272,575,000 | 276,905,000 |
| Noninterest-bearing deposits | 71,533,000 | 75,064,000 | 79,759,000 | 71,481,000 |
| Equity capital | 35,073,000 | 36,441,000 | 37,607,000 | 38,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,937,000 | 12,379,000 | 16,955,000 |
| Interest expense | 499,000 | 1,007,000 | 1,648,000 | 2,428,000 |
| Net interest income | 3,379,000 | 6,930,000 | 10,731,000 | 14,527,000 |
| Noninterest income | 670,000 | 1,455,000 | 2,245,000 | 2,818,000 |
| Noninterest expense | 2,291,000 | 4,738,000 | 7,271,000 | 10,396,000 |
| Provision for loan losses | 78,000 | 156,000 | 234,000 | 312,000 |
| Pretax income | 1,680,000 | 3,491,000 | 5,471,000 | 6,637,000 |
| Income tax | 435,000 | 883,000 | 1,387,000 | 1,578,000 |
| Net income | 1,245,000 | 2,608,000 | 4,084,000 | 5,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,335,000 | 36,698,000 | 37,874,000 | 38,550,000 |
| Total capital | 38,913,000 | 40,340,000 | 41,623,000 | 42,322,000 |
| Risk-weighted assets | 285,791,000 | 290,867,000 | 299,484,000 | 301,307,000 |