Call reports 2017
FIRST CENTURY BANK — 2017
What FIRST CENTURY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 341,962,000 | 341,703,000 | 348,168,000 | 347,548,000 |
| Total loans | 273,595,000 | 284,095,000 | 289,872,000 | 299,906,000 |
| Allowance for loan losses | 3,476,000 | 3,555,000 | 3,840,000 | 3,946,000 |
| Securities available for sale | 19,096,000 | 18,642,000 | 15,124,000 | 11,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,735,000 | 305,389,000 | 310,526,000 | 309,005,000 |
| Interest-bearing deposits | 237,653,000 | 236,057,000 | 240,181,000 | 239,003,000 |
| Noninterest-bearing deposits | 69,082,000 | 69,332,000 | 70,345,000 | 70,002,000 |
| Equity capital | 31,365,000 | 32,380,000 | 33,449,000 | 33,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,242,000 | 10,921,000 | 14,702,000 |
| Interest expense | 374,000 | 826,000 | 1,282,000 | 1,753,000 |
| Net interest income | 3,154,000 | 6,416,000 | 9,639,000 | 12,949,000 |
| Noninterest income | 764,000 | 1,541,000 | 2,310,000 | 3,027,000 |
| Noninterest expense | 2,292,000 | 4,704,000 | 7,041,000 | 9,783,000 |
| Provision for loan losses | 87,000 | 175,000 | 262,000 | 350,000 |
| Pretax income | 1,539,000 | 3,078,000 | 4,646,000 | 5,843,000 |
| Income tax | 586,000 | 1,143,000 | 1,645,000 | 2,260,000 |
| Net income | 953,000 | 1,935,000 | 3,001,000 | 3,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,960,000 | 31,396,000 | 32,439,000 | 33,293,000 |
| Total capital | 33,223,000 | 34,738,000 | 35,822,000 | 36,765,000 |
| Risk-weighted assets | 260,539,000 | 266,943,000 | 269,962,000 | 277,134,000 |