Call reports 2016
FIRST CENTURY BANK — 2016
What FIRST CENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 281,723,000 | 291,418,000 | 297,372,000 | 301,198,000 |
| Total loans | 224,239,000 | 229,424,000 | 237,411,000 | 260,514,000 |
| Allowance for loan losses | 3,420,000 | 3,265,000 | 3,182,000 | 3,365,000 |
| Securities available for sale | 17,936,000 | 19,176,000 | 18,585,000 | 17,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,168,000 | 258,259,000 | 262,932,000 | 264,069,000 |
| Interest-bearing deposits | 190,639,000 | 196,998,000 | 193,284,000 | 200,108,000 |
| Noninterest-bearing deposits | 58,529,000 | 61,261,000 | 69,648,000 | 63,961,000 |
| Equity capital | 29,466,000 | 29,954,000 | 30,447,000 | 30,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,752,000 | 8,783,000 | 12,005,000 |
| Interest expense | 225,000 | 484,000 | 757,000 | 1,039,000 |
| Net interest income | 2,593,000 | 5,268,000 | 8,026,000 | 10,966,000 |
| Noninterest income | 604,000 | 1,287,000 | 1,981,000 | 2,641,000 |
| Noninterest expense | 2,571,000 | 5,190,000 | 7,847,000 | 10,962,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 626,000 | 1,365,000 | 2,160,000 | 2,395,000 |
| Income tax | 237,000 | 517,000 | 819,000 | 930,000 |
| Net income | 389,000 | 848,000 | 1,341,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,660,000 | 27,308,000 | 28,003,000 | 28,410,000 |
| Total capital | 29,241,000 | 29,939,000 | 30,774,000 | 31,458,000 |
| Risk-weighted assets | 204,569,000 | 208,821,000 | 220,361,000 | 242,719,000 |