Call reports 2015
FIRST CENTURY BANK — 2015
What FIRST CENTURY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 253,651,000 | 262,581,000 | 265,159,000 | 272,015,000 |
| Total loans | 159,439,000 | 180,817,000 | 200,639,000 | 216,422,000 |
| Allowance for loan losses | 2,958,000 | 3,607,000 | 3,496,000 | 3,394,000 |
| Securities available for sale | 32,784,000 | 31,216,000 | 19,897,000 | 18,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,815,000 | 230,511,000 | 233,278,000 | 240,135,000 |
| Interest-bearing deposits | 171,540,000 | 173,392,000 | 175,943,000 | 182,370,000 |
| Noninterest-bearing deposits | 50,275,000 | 57,119,000 | 57,335,000 | 57,765,000 |
| Equity capital | 29,315,000 | 29,467,000 | 29,185,000 | 28,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,808,000 | 7,441,000 | 10,185,000 |
| Interest expense | 157,000 | 321,000 | 481,000 | 673,000 |
| Net interest income | 1,990,000 | 4,487,000 | 6,960,000 | 9,512,000 |
| Noninterest income | 547,000 | 1,018,000 | 832,000 | 1,496,000 |
| Noninterest expense | 2,447,000 | 5,139,000 | 7,898,000 | 11,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 366,000 | -106,000 | -467,000 |
| Income tax | 23,000 | 121,000 | -64,000 | -315,000 |
| Net income | 67,000 | 245,000 | -42,000 | -152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,614,000 | 26,872,000 | 26,429,000 | 26,063,000 |
| Total capital | 28,725,000 | 29,116,000 | 28,854,000 | 28,637,000 |
| Risk-weighted assets | 168,065,000 | 176,642,000 | 191,273,000 | 203,297,000 |