Call reports 2014
FIRST CENTURY BANK — 2014
What FIRST CENTURY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,151,000 | 246,371,000 | 245,795,000 | 244,647,000 |
| Total loans | 157,963,000 | 160,133,000 | 148,091,000 | 147,464,000 |
| Allowance for loan losses | 3,215,000 | 3,179,000 | 3,108,000 | 2,997,000 |
| Securities available for sale | 37,477,000 | 34,581,000 | 33,966,000 | 32,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,167,000 | 212,862,000 | 214,080,000 | 213,121,000 |
| Interest-bearing deposits | 165,727,000 | 165,818,000 | 163,762,000 | 164,895,000 |
| Noninterest-bearing deposits | 46,440,000 | 47,044,000 | 50,318,000 | 48,226,000 |
| Equity capital | 28,768,000 | 29,113,000 | 29,261,000 | 29,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,699,000 | 6,981,000 | 9,217,000 |
| Interest expense | 193,000 | 369,000 | 526,000 | 685,000 |
| Net interest income | 2,157,000 | 4,330,000 | 6,455,000 | 8,532,000 |
| Noninterest income | 623,000 | 1,236,000 | 1,805,000 | 2,326,000 |
| Noninterest expense | 2,272,000 | 4,599,000 | 6,973,000 | 9,746,000 |
| Provision for loan losses | 0 | 80,000 | 80,000 | 0 |
| Pretax income | 508,000 | 903,000 | 1,223,000 | 1,131,000 |
| Income tax | 181,000 | 322,000 | 434,000 | 485,000 |
| Net income | 327,000 | 581,000 | 789,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,352,000 | 26,603,000 | 26,512,000 | 26,528,000 |
| Total capital | 28,468,000 | 28,731,000 | 28,473,000 | 28,489,000 |
| Risk-weighted assets | 168,216,000 | 169,197,000 | 155,730,000 | 155,864,000 |